True idiocy of Classic Refinance Spam

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We’ve been receiving message like the followings these days.

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What drives us so crazy is that this cyber criminal thinks we are so naive that we will be deceived and click on the link. In fact, we are tempted to click on it. But we really cannot afford to waste our time and click on the link. What will we get? Spyware? Or computer viruses? Be more creative, idiot. Furthermore, we are truly disappointed with this cyber criminal who still uses this classic deception technique. He or she must be a teenager, around 12 or 13 years old?

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